The Only 3 Credit Cards I Use & Why

Credit cards are something everyone should have and know how to use wisely. My mom signed me up for my first “college credit card” from Wells Fargo when I was still in high school. She’d let me buy gas and a couple random items and then she would pay it off for me. I know this isn’t something that all parents do, but this benefited me because it established my credit history at a younger age. All the cards I use have zero annual fees, which is important to look for when you’re signing up for your first credit card. And my advice would be signing up for a store credit card like Victoria’s Secret just to start you on the path to building credit. Don’t go crazy and max it out!

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